Workout.cool – Open-source fitness coaching platform (github.com)

It's an arbitrary number, but large enough to be meaningful. But here's the deal, you can't say you'll put it in an index fund, you can't say you'll put it in stocks, you can't say it'll go into crypto, you can't say it'll go into startups, you can't go on holiday, you can't pay off your debts, you can't renovate your home, pay your rent or mortgage. You can't put it in treasuries or a high interest rate savings account. Essentially you have to take this money and grow it by some other means. What do you do with it? How do you invest it?

Go!

Comments (12)

JohnFen · 43m ago

I know you said "you can't say startups", but I'll interpret that to mean "startup" as meant by SV types. Given the restrictions you list, the only investment that would interest me is funding my own small business.

msgodel · 59m ago

Machine tools.

A lot of people complain that China has made manufacturing cheap but they forget that manufacturing tooling is itself manufactured. These days you can construct a small factory for less than it costs to commute to one.

I'd probably also upgrade the machine I use for ML.

Bender · 3h ago

What works for me may not be a priority to others but the freeze dried food I purchased in the last few years has more than doubled in value. I could sell it and / or I can eat it. There is no volatility in the foreseeable future. It will be at least 97% the nutritional value and taste for the rest of my life and the lives of my family members. It's value only increases in war-time. It is protected from future biological warfare contaminants that may get into the food supply. It can not be zeroed out by network hacks. It is much harder to steal than cash or digital currency. It does not require the internet. It can be sold, traded or bartered locally even if the concept of money ceases to exist. That is good enough for me personally.

MasihMinawal · 2h ago

Real estate. always.

35k is enough for a down payment on a small apartment. If you have a job, you can usually get a loan from most banks.

With good preparation and patience, you can cover all your costs by renting out your property and generate a monthly profit.

msgodel · 56m ago

Real Estate is one of the worst investments available to normal people. The risk premium is near zero while the risk they absorb is massive. Many landlords I know are cash flowing near zero, in some cases negative. I knew that would happen and was telling them a couple years ago but they said it's impossible because "everyone has to live somewhere." Their model of the economy is just so bizarre, like production will just materialize out of nowhere.

They still think it's ok because on paper their assets have appreciated but I think the market is just so iliquid right now they're not able to mark them accurately.

AnimalMuppet · 2h ago

Or one of those... I forget the technical name, but it's basically buying fractions of real estate.

jjice · 1h ago

A REIT, maybe?

squircle · 4h ago

In the past? Take some time off, do some reading, attend a couple college courses, fart around and see where the winds take me. Now? I would probably buy a bunch of musical equipment and start a music production company. But, in reality, I am attempting to acquire a business so this would make for a down payment on a loan.

nodirvaliev · 4h ago

I’d probably use the money to build a small physical asset that serves a community — something like a coffee stand, a laundromat, or even a village solar charging station. Something low-maintenance, low-tech, and useful.

But honestly… I’m currently helping build a classroom in rural Tajikistan, where kids walk 5 km to school every day. Not exactly a revenue-generating asset — unless you count hope, literacy, and the occasional "thank you" as ROI.

So yeah, maybe not the most lucrative investment, but probably one of the most fulfilling

admissionsguy · 1h ago

Create a mini-cat shelter. I don't know about growing the money, but you will have a lot of cats.

The-Old-Hacker · 3h ago

Buy gold bullion.

midzer · 6h ago

Food.