Show HN: Predict when you'll be financially independent

2 yeahgoodok 0 8/17/2025, 1:50:30 PM nesteggly.com ↗

As a burnt-out software engineer, I occasionally fantasize about not needing to worry about holding on to my job. To this end, I've been working on a calculator to help me count down the date until I achieve financial independence. This past weekend I've improved upon the calculator such that it can more precisely predict the date, within tenths-of-a-year.

I know not everyone is a fan of forecasting, or may have concerns about the underlying methodology behind dynamic withdrawals. Fortunately for you, the underlying withdrawal strategy is available on ficalc.app, where you can run historical simulations to see how it would have performed in various scenarios throughout US history. Just select "Dynamic SWR" in the Withdrawal Strategy dropdown.

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Show HN: Predict when you'll be financially independent

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