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Simulator of the life of a 30-year-old in the UK
83 kostyal 87 8/17/2025, 8:44:08 AM nicksimulator.com ↗
This looks like ragebait.
First 2 things I saw:
- the idea that £100k deposit is needed to buy a house - some weird stuff about nationwide initiatives and hypothesised awkward conversations with people who might be Muslims.
Maybe I got unlucky?
- Wishing a colleague a Eid Mubarak, at which the colleague mentions that she's no longer of the faith.
- It's Odd Socks day for Alzheimer awareness. Will you take off a sock? (No -> Linda disapproves.)
- Bring your dog to work day, will you bring treats to work? (No -> it got canceled anyway because of complaints.)
This just sounds like an exhausting attitude to go through life.
In fact something like this sounds like it comes straight out of office space.
2. What's wrong with celebrating Diwali?
3. Why should anyone care? Did anyone stop you from celebrating Christmas with your friends and family?
P.s. according to your post history you have based anti capitalist positioning on the pointlessness of most white collar labor, what happened to make you participate on the wrong side in a meaningless culture war that's just a distraction from the reduction in material conditions of the working class?
Also that is quite an overreach on basic observations that are generally agreed upon and weren't anti-capitalist.
Tell me you seriously didn't notice this.
Plus there are enough people to care of old people. It’s just that immigrants cause such downward pressure on salaries that elder care is not a viable job sector for most.
But half of people earn less than the mean salar though. So what about those on minimum wage? Well, one person with a full time minimum wage job should be able to get a mortgage for close to £100k, so wouldn't be able to afford a £150k house on their own. They could scrape by and get a house close to £100k though. There are plenty of these. Again, two people on minimum wage should have no problem.
I recognise that people have all sorts of different circumstances, so this is not meant to minimise the difficulty of affording property, but I'm just not recognising this claim from the outset that you need a £100k deposit or high paid job to get on the property ladder. It's hard, but it's doable for most.
And on top of this, Lifetime ISAS are a thing, so you only need to save up 80% of your deposit, the govt will pay the rest. And shared ownership is a thing, making it even easier.
I want to move back closer to my family as they are getting older. I would like to move back so I can spend more time with my father as he is retiring this year. To afford a flat in Dorset it is 30,000 deposit. A deposits on a house would be about somewhere between £30,000-£100,000.
These aren't mansions BTW. These are normal 2-3 bed houses.
> But half of people earn less than the mean salar though. So what about those on minimum wage? Well, one person with a full time minimum wage job should be able to get a mortgage for close to £100k, so wouldn't be able to afford a £150k house on their own. They could scrape by and get a house close to £100k though. There are plenty of these. Again, two people on minimum wage should have no problem.
My two bed flat (that I got cheap) is £110,000 and I am in the North-West. I've not seen any houses up here that were worth buying less than £200,000.
You typically need a 15% deposit on a flat. I managed to go with some rando building society and get 10%.
Any houses that are £150,000 are always in horrible parts of town or they are complete dumps and need complete renovation.
If you are on a minimum wage (I spent 8 years on it) it is difficult to save money and when something like the boiler goes you are screwed.
That's incorrect. Half of people earn less than the median salary. Depending on where you live, it could be that a lot more than half earn less than the mean salary.
He bought it decades ago much cheaper.
I do not find the average person holds these views. I certainly don't want to play a game that assumes I agree with them.
That part actually made me LOL.
The veiled racism and bigotry in the "sim" is cheap. The current housing situation may be made worse by migration, but the majority of it is legal so hardly the migrants fault if we are inviting them.
So blame the government (predominantly Conservative over the last 20 years) and all the NIMBYs and hypocrites that stop anything changing in this glorious country.
Of course not, but it's the fault of whoever lobbied for and passed those laws.
> we are inviting them.
Who is this "we"? It's not the British people.
> A 50,000 home new town in Kent is blocked because they found nests full of agitated Chupacabras following the government's 'reintroduction' of the cryptid to British arable land. Your deposit requirement increases by £5000.
This is too real...
I like that the site seems to use the gov.uk styling.
You can rent a nice, 2 bedroom flat with two showers+toilets, 13 mins' walk from a London Underground station in zone 3, for less than £2,000.
Even if they don't want to share with another couple, Nick and his girlfriend should each be paying less than £1,000, no?
There is no way to win. I know many young people who are very comfortably in the top 5% of earners in the UK, paying tens of thousands of pounds of income tax per year, and are still locked into paying massive amounts of rent, because it's near-impossible to actually own a house here at this point. So quite honestly, what is the point any more? It's really no wonder UK productivity is dropping.
It's really hard to describe how bad the general vibe is here.
Meanwhile pensioners sit comfortably in four-bed houses in London suburbs with triple lock pensions guaranteed by the government.
Eh, think that depends upon your social circles, sure it's not perfect but the vibes just fine from my perspective. There seems to be a massive swelling of online opinion that everything's terrible and everyone's deeply unmotivated which certainly doesn't match lived reality for me
Hang in there UK.
If you're buying into the 5% you're probably so fiscally irresponsible that nothing good will come off it. The new builds aren't all magically appreciating in value by 20% every year. And if they did the better house you'd want to move into has almost certainly gone up by 30% or more.
But now I'll ask you if he's not the majority why are you attacking a minority? Do you have something against ethnically English, Scottish or Welsh people?