28, $4k in savings, feeling stuck – need some life advice

3 freeourdays 2 8/5/2025, 2:31:05 PM
Been working for 4 years, making about $45k. After expenses, I save maybe $500/month. Looking at my pathetic savings account, feels like I'm going nowhere fast.

Been thinking about quitting to start something, but honestly terrified of the risk. Also considering side hustles but no clue where to start.

Saw this story yesterday on TinyIdea about someone who went from side hustle to full-time entrepreneur, which got me thinking. But I'm pretty risk-averse by nature.

Questions for you all:

Any safe ways to increase income while keeping my day job? When is the "right time" to take the entrepreneurial leap? Any low-risk business ideas worth considering?

Feeling pretty lost right now. Any advice would be appreciated

Comments (2)

sfmz · 3m ago
What do you do for work? $45k seems low. The low-hanging fruit would be job hop, but tbh I guess the market is pretty bad right now.
brettgriffin · 8m ago
You should be focusing on working your ass off at your job and increasing your earning potential there.

You don't say what you do, but you're effectively earning $20 an hour. In virtually any industry you should be able to work your way into something much closer to $75k-100k within 24 months if you exhibit any significant agree of professionalism, attitude, and work ethic.

I would stop messing around with these side hustle ideas and just work like a motherfucker.