Ask HN: OpenAI zero'd balance (actual money, not free credits) after inactivity

4 footempbar 2 7/18/2025, 7:06:38 PM
Does OpenAI wipe out API balance if you're not using for a few month(s)? I had some balance of actual money paid via credit card that I had not used for few months. I went yesterday and the balance was showing as $0.0 . I'm 100% sure I did not use it up.

Again, this was not free credits which I'm totally sure has an expiry, but this was paid by me via my credit card, so not sure what gives.

If so, this does not make sense. Has anyone else noticed this or was it some sort of anomaly at my end. Happy to give OpenAI benefit of doubt.

Comments (2)

muzani · 44m ago
They and Anthropic wipe credits after a year, even with use. Yes, paid credits have an expiry.
r2_pilot · 2h ago
Anthropic did that to me and my company's API credits. I was unhappy with them altho they did send me advance notice.