Show HN: What if unpaid invoices hurt a company's credit score? Now they do

1 elenabrooks 0 7/7/2025, 4:11:27 PM credote.com ↗
We built Credote to give freelancers and small businesses a way to report unpaid invoices, publicly.

When you upload an unpaid invoice, it hits the client’s public credit file instantly and lowers their score. They have 30 days to pay and remove the listing. If they don’t, it stays visible forever (even if they pay later).

Anyone can look up a business by name, domain, or email, for free

Works globally (a designer in Brazil can report a US startup)

No lawyers, no collection agencies, just fast accountability

We’ve already seen late-paying clients settle within hours after a listing goes live, especially when it’s indexed on Google.

We’d love your feedback on the product or use cases you think this would be most valuable for.

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