This is interesting contrasting with the Republican platform. How do the constitutes gel this with their Rep? If an individual addresses their rep saying "ABC Insurance won't insure my property because of climate change", how does their rep -- or even State Insurance Commissioner" respond?
https://www.budget.senate.gov/imo/media/doc/next_to_fall_the...
https://assets.firststreet.org/uploads/2023/09/PR_Insurance-...
I'm sorry for those poor folks impacted by that. On the other hand it's not like no one saw it coming.
If you deny climate change, you should start an insurance company and make a killing.