Ask HN: As a foreigner in the US, how do you find filing taxes here?

5 blackhaj7 8 5/16/2025, 2:19:55 PM
I am from the UK but living in the US and filing taxes has been a complete disaster.

The issue mainly stems from bad tax accountants and the fact that I have investment accounts in the UK where the tax year is different so collating the info for the US tax year is harder. I have lived in other countries and it has never been a problem.

The accountants I have had here have been completely unable to read basic investment account data. They have fabricated numbers out of thin air, repeatedly made the same mistakes over and over.

Despite paying them to do it, I ended up manually doing all the calculations and writing a script to work out my income/divs/gains in the format they need and they still managed to copy/paste the data incorrectly.

Have you had a similar experience?

Comments (8)

jgneff · 6h ago
Yes, I have had a similar experience. I eventually gave up on finding a competent cross-border tax accountant and just learned it all myself. I would rather make my own mistakes than pay someone quite a bit of money to make even more mistakes. It took a lot of reading and research, and I needed to make my finances as simple as possible, but so far so good in the past 15 years.
blackhaj7 · 3h ago
I have everything set up now so that I should be able to run a script and extract all the relevant information for next years return.

Despite being a CFA Charterholder (fancy finance qualification), I would be worried doing it myself as there are so many nuances to taxes

duxup · 6h ago
Are you talking about personal taxes or a business? both?

You should be able to find a CPA who can help you with a business, and a capable person to help with tax planning for personal taxes.

Taxes in the US aren't as simple as some places, but I've never had a problem finding competent help for more complex situations. Just make sure you're finding someone with experience with your situation(s).

blackhaj7 · 3h ago
This is for my personal taxes.

I called around 6 firms including some that were recommended. Most were awful and the ones I chose seemed the best option intially

jjice · 6h ago
> The accountants I have had here have been completely unable to read basic investment account data. They have fabricated numbers out of thin air, repeatedly made the same mistakes over and over.

Were these independent accountants and not something like an HR Block? If so, I guess I'd look for recommendations and calling them ahead of time to see if they have experience with UK x US taxes. Unfortunate if that's been the case you've seen.

If it was something like a chain service, I've heard nothing but awful things about how they're essentially a keyboard proxy for entering your taxes into software without any understanding.

blackhaj7 · 3h ago
First time was H&R Block but the premium package where they connect you with an accountant

Second time was an independent account that seemed really good and on it initially but ended up being awful

r_thambapillai · 6h ago
It is extremely dreadful
blackhaj7 · 3h ago
Glad it's not just me!