We built an AI to help renters and homeowners micro-save for housing payments

2 Mrsheun 2 8/13/2025, 2:48:30 AM nudgenest.ai ↗

Comments (2)

Mrsheun · 11h ago
Hi HN,

My co-founders and I are building NudgeNest AI, a platform that helps people effortlessly save for their rent and mortgage payments.

We started this because I've personally felt the financial stress of housing payments with an irregular income. We realized this isn't just a personal problem; it's a massive, multi-trillion dollar issue that also costs landlords and lenders billions in lost revenue from delinquencies.

Our solution is a dual-sided platform:

For consumers: Our app uses AI to analyze spending and sends smart nudges to micro-save small amounts (like $5 from a coffee purchase) into a dedicated "Housing Savings Pot."

For businesses: For landlords and lenders, our dashboard provides predictive analytics that can flag at-risk tenants or borrowers, enabling them to prevent a late payment before it happens.

We're launching our pilot in Texas soon and are looking for honest feedback on our approach. We believe our strength is in our B2B2C model, where consumer empowerment directly creates enterprise value.

You can check out our landing page here: https://www.nudgenest.ai/

What are your thoughts on this? We'd love to hear your feedback, especially on our business model and the AI's role.

JohnFen · 36m ago
> For landlords and lenders, our dashboard provides predictive analytics that can flag at-risk tenants or borrowers

I'm more than a little concerned that this product will encourage landlords to evict people based on the whims of untrustworthy genAI.