As a software engineer and aspiring entrepreneur, I found myself overwhelmed by the complexity of existing financial tools. They were either too simplistic or overloaded with features I didn't need. This led me to create Toffee, a minimalist debt payoff tracker designed for individuals who appreciate simplicity and efficiency.
The Problem
Many financial tools focus on budgeting, expense tracking, or investment portfolios. However, I noticed a gap: a straightforward, user-friendly tool dedicated solely to debt repayment. I wanted something that would help me:
Visualize my debt payoff journey
Choose between different repayment strategies (e.g., snowball vs. avalanche)
Stay motivated with clear milestones
Existing solutions were either too complex, lacked focus on debt, or were not user-friendly.
The Solution
Toffee is a web-based application that allows users to:
Input multiple debts with varying interest rates and balances
Select a repayment strategy (snowball or avalanche)
Track progress with visual aids and milestones
Receive reminders and motivational messages
It's built with a focus on simplicity, ensuring that users can start tracking their debt payoff journey within minutes.
Tech Stack
Frontend: React Native with TypeScript
Backend: Supabase
Database: PostgreSQL
Hosting: EAS
The application is designed to be responsive and accessible across devices.
What's Next
I'm currently working on:
Implementing user authentication for personalized experiences
Adding support for recurring payments and income tracking
Integrating with financial APIs for automatic data fetching
Feedback Welcome
I'm sharing Toffee with here to gather feedback and insights. If you're interested in trying it out or have suggestions, please visit https://apps.apple.com/app/toffee-debt-tracker/id6743946913 and let me know your thoughts.
The Problem Many financial tools focus on budgeting, expense tracking, or investment portfolios. However, I noticed a gap: a straightforward, user-friendly tool dedicated solely to debt repayment. I wanted something that would help me:
Visualize my debt payoff journey
Choose between different repayment strategies (e.g., snowball vs. avalanche)
Stay motivated with clear milestones
Existing solutions were either too complex, lacked focus on debt, or were not user-friendly.
The Solution Toffee is a web-based application that allows users to:
Input multiple debts with varying interest rates and balances
Select a repayment strategy (snowball or avalanche)
Track progress with visual aids and milestones
Receive reminders and motivational messages
It's built with a focus on simplicity, ensuring that users can start tracking their debt payoff journey within minutes.
Tech Stack Frontend: React Native with TypeScript
Backend: Supabase
Database: PostgreSQL
Hosting: EAS
The application is designed to be responsive and accessible across devices.
What's Next I'm currently working on:
Implementing user authentication for personalized experiences
Adding support for recurring payments and income tracking
Integrating with financial APIs for automatic data fetching
Feedback Welcome I'm sharing Toffee with here to gather feedback and insights. If you're interested in trying it out or have suggestions, please visit https://apps.apple.com/app/toffee-debt-tracker/id6743946913 and let me know your thoughts.