Steal this idea: Re-insuring usage-based SaaS billing so buyers pay a flat fee

I have ideas for startups from time-to-time... and ideas are a dime a dozen. So I thought I might share one and see if someone wants to rip it off (or point out if someone's already doing it)

Lots of big SaaS/B2B/Data vendors have swung to usage-based pricing. Starting with the databases themselves, charging per query, then everyone got inspired and wanted to act like the cloud providers and Snowflakes/Databricks of the world.

Some providers, there's no going back... there's no way they'd offer flat-rate pricing themselves. But what if a customer wants to buy "all you can eat"? Enter ... a "reinsurance" opportunity (maybe this is just insurance).

It's an ISV play, where you specialize in the actuary of "how much more would X spend on Databricks if it were unlimited for their company" ... offer to charge them a bulk fee, find the buyers who think they want to go wide & big.

Win on the margins. Handle risk in various ways; pay off to some amount of abuse.

To get validation, would you want to see a vibe-coded "coming soon" waitlist-email-gathering page? A small demo? person-to-person outreach and one initial customer?