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Stable Act of 2025

2 Animats 2 7/19/2025, 4:01:28 AM congress.gov ↗

Comments (2)

Animats · 18h ago

Stablecoins are being legalized in the US. The link is to the actual bill. Search "STABLE Act" for commentary.

General concepts:

- Must be denominated in US dollars.

- Takes effect in 1 year, or 120 days after issuance of regulations, whichever comes first.

- Banks can issue stablecoins. So can non-bank issuers.

- Stablecoins are supposed to be backed by liquid assets of T-bill quality. If there's trouble, it will be in that area. For current stablecoins, USDC might qualify, but USDT and USD1 (Trump's coin) don't seem to have the hard backing required.

Unclear how this plays out. Comments?

justanotherjoe · 14h ago

I'm not versed in the subject, byt cynically i will say the same as anything that came out of this admin: wealth moving from the poor and gullible and into the rich.